Are my creditors putting unreasonable pressure on me?

Being indebted to one or more creditors can be a stressful experience for anyone. While any contact from your creditors is likely to be an unpleasant experience, if you owe them money, they’re within their rights to contact you or […]

Surprising Monetary Problems facing Seniors; Addiction is One

When many of us think of addiction, we think of a certain type of person. Maybe it’s a rebellious teen or a homeless person wasting away – or maybe it’s a rock star or a movie star. But whoever we’re […]

Disadvantages of Facing a Financial Crisis

Nobody wants to face a financial crisis at any point in their life. There are many downsides to facing a crisis, and it doesn’t change if it is personal or otherwise. Everything will see a steep decline in its value. […]

When should you seek insolvency advice?

Unless the owners are incredibly fortunate, every company will experience a level of financial strain at some point in its life. However, there is a distinct difference between being short of cash due to start-up or expansion costs and struggling […]

Three Fast Ways Of Improving Your Chances Of Getting A Loan

With very few exceptions, people don’t like to ask for money. They only do so when it’s necessary – for example, when you need a mortgage to buy a house, or you require a loan to meet a large spending […]

HCR Wealth Advisors: How to Know If Your Debt is Good, Bad, or Ugly

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]

Are you Spending More on Calendar Events?

Do you remember when we were younger and Mother’s Day was about picking some flowers or writing a card for mum? The Easter Bunny would leave you a couple of eggs, and no one really took Valentine’s Day seriously? This […]

Top 3 things you must do before getting a credit card

So you’re ready for your first credit card? The decision to get one could be the beginning of a satisfying journey to a robust financial life or it could mark the beginning of financial frustrations for you. So you need […]

5 Tips for Success when Taking Out a Loan

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

Why Sensible Spending is a Smart Decision

Credit is readily available these days. The 2008 global economic crisis was a wakeup call for banks and other lenders, but a decade later, it seems as if many of them have failed to learn their lesson. People living in […]