With very few exceptions, people don’t like to ask for money. They only do so when it’s necessary – for example, when you need a mortgage to buy a house, or you require a loan to meet a large spending […]

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]

Do you remember when we were younger and Mother’s Day was about picking some flowers or writing a card for mum? The Easter Bunny would leave you a couple of eggs, and no one really took Valentine’s Day seriously? This […]

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

Credit is readily available these days. The 2008 global economic crisis was a wakeup call for banks and other lenders, but a decade later, it seems as if many of them have failed to learn their lesson. People living in […]

According to the National Federation of Independent Business, 64% of small businesses have unpaid invoices that are at least two months past due. It can be frustrating or downright infuriating when customers don’t pay on time, but if you want […]

Credit is a controversial subject for many people. Some see it as a useful, versatile facility that can help to bridge uncertain times. Others are fearful of it, given the situation that poor credit paying practices can create. Nobody should be […]