In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

Whether you are an individual or a business entity, managing risk is essential for you. The more you understand risk, the better you manage it. This article will give you some ideas on financial risks, how and when they arise […]

Credit is a controversial subject for many people. Some see it as a useful, versatile facility that can help to bridge uncertain times. Others are fearful of it, given the situation that poor credit paying practices can create. Nobody should be […]

With very few exceptions, people don’t like to ask for money. They only do so when it’s necessary – for example, when you need a mortgage to buy a house, or you require a loan to meet a large spending […]

You’ve decided to apply for a credit card. Only problem is: You have no idea what you need to apply for the credit card you want- and get approved. Know What You Need Decide just what you need your new […]

Want to retire today? Or 25 year from now? Either way, one major financial cost (and concern) in retirement is healthcare. Unexpected health costs could bankrupt your life of leisure or derail your retirement plans. With healthcare costs rising each year, along […]

Back in the day when the concept of loans first began, borrowers would have to hand over some of their prized valuables (assets) to the lender as a form of security against the loan they want to take. This is […]

Owning a home has long been a cornerstone of the American dream. Buying a home can be extremely overwhelming, causing first-time buyers, especially, to give minimal thought to the homeowners insurance process. Yet, if something happens to your home, homeowners […]