Credit cards can be both your knight in shining armor, or your financial grim reaper, depending on how you use them. They are great to make purchases to gain points or to pay for things when your cash flow is […]

College is something the majority of school leavers in the United States aspire to, with over half of all graduates going on to study in higher education. Indeed, over 20 million people each year in the country alone apply to […]

The economy is slowly improving for some people – mostly those at the top of the economic food chain – but far too many people continue to struggle just to make ends meet. Wages for those fortunate enough to find […]

There is a reason that bankers usually have higher credit limits than the rest of society – they understand how to manage their credit in order to receive more benefits on their credit cards. If you want to have more […]

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

Whether you are an individual or a business entity, managing risk is essential for you. The more you understand risk, the better you manage it. This article will give you some ideas on financial risks, how and when they arise […]

For every small business, it is essential to have access to an emergency fund. It is useful for whenever an opportunity to grow arises which needs financing, or when the business itself is facing a loss or a reduced inflow […]