5 Tips for Success when Taking Out a Loan

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

Understanding and Managing Financial Risks for Organizations and Individuals

Whether you are an individual or a business entity, managing risk is essential for you. The more you understand risk, the better you manage it. This article will give you some ideas on financial risks, how and when they arise […]

Surprising Monetary Problems facing Seniors; Addiction is One

When many of us think of addiction, we think of a certain type of person. Maybe it’s a rebellious teen or a homeless person wasting away – or maybe it’s a rock star or a movie star. But whoever we’re […]

Making Credit Work For You

Credit is a controversial subject for many people. Some see it as a useful, versatile facility that can help to bridge uncertain times. Others are fearful of it, given the situation that poor credit paying practices can create. Nobody should be […]

Three Fast Ways Of Improving Your Chances Of Getting A Loan

With very few exceptions, people don’t like to ask for money. They only do so when it’s necessary – for example, when you need a mortgage to buy a house, or you require a loan to meet a large spending […]

6 Steps to Prepare Yourself to Apply for a Credit Card

You’ve decided to apply for a credit card. Only problem is: You have no idea what you need to apply for the credit card you want- and get approved. Know What You Need Decide just what you need your new […]

Planning For Healthcare Costs in Retirement

Want to retire today? Or 25 year from now? Either way, one major financial cost (and concern) in retirement is healthcare. Unexpected health costs could bankrupt your life of leisure or derail your retirement plans. With healthcare costs rising each year, along […]

Boon or Bane: No Collateral Required Anymore for Unsecured Personal Loans

Back in the day when the concept of loans first began, borrowers would have to hand over some of their prized valuables (assets) to the lender as a form of security against the loan they want to take. This is […]

Tips for Shopping for Homeowners Insurance

Owning a home has long been a cornerstone of the American dream. Buying a home can be extremely overwhelming, causing first-time buyers, especially, to give minimal thought to the homeowners insurance process. Yet, if something happens to your home, homeowners […]

When should you seek insolvency advice?

Unless the owners are incredibly fortunate, every company will experience a level of financial strain at some point in its life. However, there is a distinct difference between being short of cash due to start-up or expansion costs and struggling […]