For every small business, it is essential to have access to an emergency fund. It is useful for whenever an opportunity to grow arises which needs financing, or when the business itself is facing a loss or a reduced inflow […]

With very few exceptions, people don’t like to ask for money. They only do so when it’s necessary – for example, when you need a mortgage to buy a house, or you require a loan to meet a large spending […]

While a majority of people understand the importance of having a good credit history, what they might not know is just how much their life is affected by the quality of their credit scores. The fact is, having a good […]

There is nothing more daunting than being a company owner and a finance manager all at the same time. With your scheduled appointments here and there, the last thing you’d want to deal with is managing your company’s cash flow […]

If you read the interesting piece published in the Independent entitled Britain owes 72.5 billion pounds on credit cards as households pile on debt despite fears for economy you might have been surprised to learn that 8.3 million people in […]

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]

Planning to apply for a car loan, mortgage, or other loan in the near future? To get the best interest rates, it is important to be sure that your credit score is in good shape. If your credit score is […]

No one likes living under debt. It is a constant burden, and keeps you from doing all of the things you want to do in life. If not handled properly, debt can spiral out of control, and become even harder […]