When to Get a Joint Credit Card Account

In an era of growing independence, is it still wise to opt for a joint credit card? The answer is both yes and no. You must base your decision depending on your relationship with the other person and what you […]

5 Reasons Not To Carry A Revolving Credit Card Balance

Credit cards can be both your knight in shining armor, or your financial grim reaper, depending on how you use them. They are great to make purchases to gain points or to pay for things when your cash flow is […]

Do you really need to be credit checked for your loan?

The economy is slowly improving for some people – mostly those at the top of the economic food chain – but far too many people continue to struggle just to make ends meet. Wages for those fortunate enough to find […]

Think Like a Banker: How to Manage Your Credit Card & Get a Limit Increase

There is a reason that bankers usually have higher credit limits than the rest of society – they understand how to manage their credit in order to receive more benefits on their credit cards. If you want to have more […]

5 Tips for Success when Taking Out a Loan

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

11 Resources to Help You Increase Your Credit Score

Having a high credit score gives you many different advantages over time on large purchases and other financial products. Not everyone is blessed with a solid credit history, so it’s important to understand how to address any credit issues you […]

How Commercial Lines of Credit Help Grow Your Small Business

For every small business, it is essential to have access to an emergency fund. It is useful for whenever an opportunity to grow arises which needs financing, or when the business itself is facing a loss or a reduced inflow […]

Surprising Monetary Problems facing Seniors; Addiction is One

When many of us think of addiction, we think of a certain type of person. Maybe it’s a rebellious teen or a homeless person wasting away – or maybe it’s a rock star or a movie star. But whoever we’re […]

Making Credit Work For You

Credit is a controversial subject for many people. Some see it as a useful, versatile facility that can help to bridge uncertain times. Others are fearful of it, given the situation that poor credit paying practices can create. Nobody should be […]

What You Must Do Before Filing for Bankruptcy

For some, there are times when the bills pile so high that there is no other choice but to file for bankruptcy.  Thankfully the laws allow for the opportunity to start over again – compare this to countries like Hong […]