Planning For Healthcare Costs in Retirement

Want to retire today? Or 25 year from now? Either way, one major financial cost (and concern) in retirement is healthcare. Unexpected health costs could bankrupt your life of leisure or derail your retirement plans. With healthcare costs rising each year, along […]

Boon or Bane: No Collateral Required Anymore for Unsecured Personal Loans

Back in the day when the concept of loans first began, borrowers would have to hand over some of their prized valuables (assets) to the lender as a form of security against the loan they want to take. This is […]

Tips for Shopping for Homeowners Insurance

Owning a home has long been a cornerstone of the American dream. Buying a home can be extremely overwhelming, causing first-time buyers, especially, to give minimal thought to the homeowners insurance process. Yet, if something happens to your home, homeowners […]

When should you seek insolvency advice?

Unless the owners are incredibly fortunate, every company will experience a level of financial strain at some point in its life. However, there is a distinct difference between being short of cash due to start-up or expansion costs and struggling […]

HCR Wealth Advisors: How to Know If Your Debt is Good, Bad, or Ugly

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]

What Is An LLC – Is It The Best Structure For Your Business?

A Limited Liability Company, commonly called an “LLC,” is a business structure that combines the pass-through taxation of a partnership or sole proprietorship with the limited liability of a corporation. The LLC is a relatively new concept in the United […]

Why You Need Online Loans

Many people do everything to ensure that they budget their money well, but it is not always possible. Some emergencies make you borrow money because you need it quickly. Since it is an emergency, you may not want to wait […]

Financial Fixes – How To Get Your Personal Finances Back In The Black

A growing number of Australians rely on financing to fund their personal and professional dreams. Whether funding an entire vacation on credit, funding your start-up through a business loan, or taking out equity to renovate your home, consumers can easily […]

5 Essentials Tools for Building Brand Loyalty

Customer loyalty, in most cases, is what makes a business grow from being an SME into a large enterprise. Retaining customers takes careful thought and effort but sets the foundation for business growth, if done well. Here are some essential […]

5 Tips for Collecting Debt from Customers

According to the National Federation of Independent Business, 64% of small businesses have unpaid invoices that are at least two months past due. It can be frustrating or downright infuriating when customers don’t pay on time, but if you want […]