How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]
How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]
Planning to apply for a car loan, mortgage, or other loan in the near future? To get the best interest rates, it is important to be sure that your credit score is in good shape. If your credit score is […]
No one likes living under debt. It is a constant burden, and keeps you from doing all of the things you want to do in life. If not handled properly, debt can spiral out of control, and become even harder […]
It’s a common occurrence: you’ve been saving money and planning your wedding for some time when you realize that your event is going to cost a lot more than what you expected. Panic sets in as you scramble to figure […]
The numbers are staggering on people with excessive credit card debt. While the debt is created in many different ways, the results are the same, your money is no longer yours. It’s wonderful to have good credit. It opens the […]
The truth is that most people today won’t be living entirely “debt-free”. Whether you have a mortgage, an outstanding balance on your credit cards, or student loans, there’s a good chance that you owe some money to someone. The good […]
Many people do everything to ensure that they budget their money well, but it is not always possible. Some emergencies make you borrow money because you need it quickly. Since it is an emergency, you may not want to wait […]
At Christmas, it can be tempting to go overboard when spending on your loved ones. According to figures from the Bank of England, in 2016, families borrowed £1.5 billion in loans and credit to pay for the festive season, while […]
Everyone’s credit score is dependent on the same few factors. Your payment history with bills plays a huge role and often takes up as much as 35 percent of your overall rating. Additional factors include the amounts you owed on […]
According to the National Federation of Independent Business, 64% of small businesses have unpaid invoices that are at least two months past due. It can be frustrating or downright infuriating when customers don’t pay on time, but if you want […]