Credit cards can be both your knight in shining armor, or your financial grim reaper, depending on how you use them. They are great to make purchases to gain points or to pay for things when your cash flow is […]

The economy is slowly improving for some people – mostly those at the top of the economic food chain – but far too many people continue to struggle just to make ends meet. Wages for those fortunate enough to find […]

There is a reason that bankers usually have higher credit limits than the rest of society – they understand how to manage their credit in order to receive more benefits on their credit cards. If you want to have more […]

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

For every small business, it is essential to have access to an emergency fund. It is useful for whenever an opportunity to grow arises which needs financing, or when the business itself is facing a loss or a reduced inflow […]

Credit is a controversial subject for many people. Some see it as a useful, versatile facility that can help to bridge uncertain times. Others are fearful of it, given the situation that poor credit paying practices can create. Nobody should be […]

For some, there are times when the bills pile so high that there is no other choice but to file for bankruptcy.  Thankfully the laws allow for the opportunity to start over again – compare this to countries like Hong […]

With very few exceptions, people don’t like to ask for money. They only do so when it’s necessary – for example, when you need a mortgage to buy a house, or you require a loan to meet a large spending […]