HCR Wealth Advisors: How to Know If Your Debt is Good, Bad, or Ugly

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]

Are you Spending More on Calendar Events?

Do you remember when we were younger and Mother’s Day was about picking some flowers or writing a card for mum? The Easter Bunny would leave you a couple of eggs, and no one really took Valentine’s Day seriously? This […]

5 Tips for Success when Taking Out a Loan

  In an ideal world, we would never have to worry about money but life isn’t always perfect. Unexpected bills drop through the door and the car breaks down two weeks before payday. Yes, life sucks but, fortunately, you don’t […]

Why Sensible Spending is a Smart Decision

Credit is readily available these days. The 2008 global economic crisis was a wakeup call for banks and other lenders, but a decade later, it seems as if many of them have failed to learn their lesson. People living in […]

5 Tips for Collecting Debt from Customers

According to the National Federation of Independent Business, 64% of small businesses have unpaid invoices that are at least two months past due. It can be frustrating or downright infuriating when customers don’t pay on time, but if you want […]

Making Credit Work For You

Credit is a controversial subject for many people. Some see it as a useful, versatile facility that can help to bridge uncertain times. Others are fearful of it, given the situation that poor credit paying practices can create. Nobody should be […]

6 Factors That Determine Business Loan Rates

No matter if you’ve been in business for years or are getting ready to launch a startup company, funding is a must in order for your business to grow and reach its potential. While you may know about the various […]

Get The Best Deals On Personal Loans

It can be expensive to not have money. That is especially problematic for loan seekers. When you need a personal loan, you want to make sure you get the best deal possible. Otherwise, it could wind up costing extra interest […]

6 Steps to Prepare Yourself to Apply for a Credit Card

You’ve decided to apply for a credit card. Only problem is: You have no idea what you need to apply for the credit card you want- and get approved. Know What You Need Decide just what you need your new […]

6 Ways to Improve your Credit Score

If you have issues with your credit score and need to get this boosted – unfortunately it won’t happen straight away.  Credit scores don’t simply take into account your financial position right now – but years of past behaviour.  If […]