In the world of personal finance, there is little more mysterious to the general public than the credit score. Credit scores seem suspicious and alien, imposed upon people by some judgemental external force. And while that’s not entirely untrue (if […]

These days, debt is normal. And while so many of us will have been in debt at some point or another, it should never be considered normal or even ‘cool’. If you’ve found debt to be a normal part of […]

When your credit falls apart, the last thing you might want to do is use more credit. Bad credit creeps up on some, and hits others like a bus. Many people live with it for years without recognizing its dangers, […]

This blog is all about taking control of your personal finances. And what better way to do this than by establishing your own business? Many salaried workers grow frustrated not only by their jobs but the lack of opportunity within […]

There are many financial problems that appear and that disappear in life. Unfortunately, people do not really know much about how to deal with situations when money is tight. Add loans to the mix and everything becomes complicated. Most of […]

A business shouldn’t be hunting for money, but a business can often find itself doing just that when the market is how it is. Just like in personal circumstances, it’s hard to actually get by, and there’s a lot of […]

There are so many credit card offers available that you might be tempted to apply for the first few offers to see what cards you can get. The offers might look good on the surface because of an initial low […]

Even when we buy a used car, the dealer often offers us a warranty. It seems like a good idea, and to be sure, we don’t want to feel like we’ve bought a lemon if something goes wrong months later. […]

When you are in the early days of a business, you come to see that the idea you had in your head about the business itself is not necessarily going to match up with reality. It is often harder than […]