Back in the day when the concept of loans first began, borrowers would have to hand over some of their prized valuables (assets) to the lender as a form of security against the loan they want to take. This is […]

Owning a home has long been a cornerstone of the American dream. Buying a home can be extremely overwhelming, causing first-time buyers, especially, to give minimal thought to the homeowners insurance process. Yet, if something happens to your home, homeowners […]

While a majority of people understand the importance of having a good credit history, what they might not know is just how much their life is affected by the quality of their credit scores. The fact is, having a good […]

If you read the interesting piece published in the Independent entitled Britain owes 72.5 billion pounds on credit cards as households pile on debt despite fears for economy you might have been surprised to learn that 8.3 million people in […]

How you react to the word “debt” is likely related to a bad experience you have had, or something your parents taught you; that all debt is bad. On the other hand, maybe you’ve seen someone use debt strategically with […]

Planning to apply for a car loan, mortgage, or other loan in the near future? To get the best interest rates, it is important to be sure that your credit score is in good shape. If your credit score is […]

No one likes living under debt. It is a constant burden, and keeps you from doing all of the things you want to do in life. If not handled properly, debt can spiral out of control, and become even harder […]

It’s safe to say that we’re not always happy with the financial situation that we’re in. And that can be tough. Because you know that you want to make a change, but you don’t always know how to do it. […]