Debt is one tough son of a gun. According to Northwestern Mutual’s 2018 Planning & Progress Study, the average American is saddled with $38,000 in personal debt. And that doesn’t even account for home mortgages! Perhaps more alarming, the study […]

Every morning once you wake up this is probably your routine: you have your breakfast, take a shower then go to work. Sometimes you even have your meal on-the-go or just skip it altogether and have coffee or tea instead.  […]